GENERAL TERMS AND CONDITIONS
APPLICABLE TO PERSONS JOINING
THIS PRACTICE AS PATIENTS.
Dear Valued Patient
This document explains the general conditions under which this practice
sees patients. It does not constitute an informed consent to any specific
treatment, nor a quotation or price for any service rendered by the practice.
Informed consent and price information will be provided each time you visit
the practice, and will depend on the care you need/seek, and other factors
such as your medical scheme cover.
This serves as a binding contract between you, the patient, and the above
practitioner. You may only sign on behalf of yourself or your dependants
under the age of 18 years or authorized dependants. For patients on medical
scheme plans and over the age of 18 years and registered as dependants on
a medical scheme plan, an individual signature is required on a separate
form as a binding contract with this practice.
In the current medical aid market environment, patients are purchasing
lower cost medical aid plans with restrictive limits on treatment with less
benefits, medicine restrictions, limited hospitalization and surgery cover,
public hospitals as providers of pre-determined treatment and surgical
procedures, and restrictions on access to doctors.
Your treatment, financial costs, and quality of your professional care can
be severely affected by the type of medical plan you belong to and the
generalization of statements such as "100% cover" by your medical aid or
may not correspond with all the aspects of treatment you may require.
These limitations often prove problematic for your doctor as the right to
obtain the necessary professional medical care that meets an acceptable
standard is being influenced by your choice of medical aid cover.
It remains your primary responsibility to familiarize yourself with the
benefits and conditions of your medical aid plan. It is important that you
know your benefit status with regard to the extent of your health cover,
referral restrictions, savings account balances registration and pre-
authorization processes, waiting periods and other requirements. The
Medical Schemes Act 131 of 1998 and its regulations entitle members of
a medical scheme to all information on their benefits and limitations of
their plan. You are responsible to acquaint yourself with the benefits,
insured rates and terms and conditions of your medical scheme plan.
Ascertain the exact amounts your scheme provides for in terms of
consultations, procedures, assistants as well as what your medical aid
will pay and not pay for.
You are obliged to provide your informed consent for any medical
investigation, treatment or procedure to be performed by the doctor. Your
rights obligate the practice to discuss the clinical aspects, financial
implications pertaining to your health status, the diagnostic process as well
as the different treatment options available. You have the right to retract your
informed consent at any stage or to refuse such medical care. Should your
treatment include admission to a healthcare facility where other healthcare
specialists (like anesthesiologists, physiotherapists, etc.) also become
involved in your care and management, you are required to provide
informed consent to their respective treatment and professional fee policies.
Under the provisions of The Children's Act, children may consent to certain
medical treatment from the age of 12 years. Parents / guardians are
however required by law to cover the expenses incurred for the healthcare of
their children. Doctors are obliged to guard the healthcare information of
these children and to keep it confidential and only divulge the information
subject to the child's consent. Please request the practice management staff
to provide examples of these conditions, should you require further
information.
YOUR HEALTHCARE IS IMPORTANT TO US
WHAT DOES YOUR MEDICAL AID COVER?
Practice Details:
Version 4
Where a Designated Service Provider has been appointed by your
medical aid, it remains your responsibility to be cognizant of this and to
bear responsibility for any restrictions that may follow (either medically or
financially) when consulting a non designated doctor or facility.
With ever increasing intervention from your medical scheme, please be
aware that this practice will not allow a medical scheme to violate the
doctor's professional and clinical independence.
Where a medical aid or its advisors intervene to overrule your doctors
preferred diagnostic approach or treatment, your doctor assumes no
responsibility for consequent adverse outcomes. You may be asked to
assume responsibility to the medical aid and it's medical advisors in the
event of complications.
PRE-AUTHORIZATIONS
In the event that hospitalization is required, it remains your responsibility to
ensure that the planned treatment is covered by your medical aid and that
the necessary finances are put in place to cover the non-insured costs.
If pre-authorization is a required for any intervention, it also remains your
responsibility to furnish the practice with the relevant information and
authorization numbers. The practice may assist you in this process
dependant on the individual practice policy. Where your medical aid
questions the appropriateness of your treatment, your doctor may submit a
letter of motivation to the medical scheme if appropriate and may also insist
on a peer-to-peer discussion in above instances.
SETTLING OF ACCOUNTS AND CO-PAYMENTS
To avoid misunderstanding regarding payment policies and to maintain the
professional healthcare standards of this practice, you will be informed of the
current payment options and policies available in the practice.
These fees are determined based upon the appropriateness of the quality
and standard of services rendered. No accounts will be rendered for
services not delivered or delivered to someone else. The practice personal
can inform you if the practice has an agreed policy in place with your medical
scheme, at your request.
This practice reserves the right to claim directly from you in which case you
will be provided with a detailed invoice that is payable to the practice within
30 days from date of service. You have the prerogative to claim this back
from your medical aid. This practice submits accounts subject to the
National Credit Act, The Consumer Protection Act, the Medical Schemes
Act and the guidelines as published by the HPCSA.
This practice reserves the right to charge a service fee for any credit given in
terms of the provisions of the National Credit Act, Act No. 34 of 2005. In
terms of section 101 (1) (c), an initial per transaction service fee may be
charged on the transactions for which a credit amount is provided and
thereafter on a monthly basis for each month a credit balance remains. In
terms of section 101(1)(d), interest may be charged on the account for each
month the credit amount is not paid by you. Where legal action is instigated
for the recuperation of costs for services rendered or goods provided in
terms and associated with the rendered service by this practice then in terms
of section 101 (1) (g) collection costs may be imposed to the extent permitted
by Part C of Chapter 6 of the National Credit Act, Act no 34 of 2005.
You will be informed of the practice billing policy and the prices for services
generally rendered by the practice. Where an exact price cannot be
presented, a quotation aligned with these applicable laws will be provided,
subject to its own terms and conditions. This will be discussed with you at
every visit or treatment event to the practice. Due to the billing policy of the
practice and the fee your medical aid is reimbursing at, a co-payment may
have to be levied by the medical aid or the practice.
Dr Febe Backer
MP:467626
Please note: This is a Private Practice.
We DO NOT charge Medical Aid rates
ALL ACCOUNTS TO BE SETTLE WITHIN
30 DAYS OF SERVICE
MEDICINE FORMULARIES AND SUBSTITUTION MEDICINE
You (or your parent/guardian) remain at all times liable for the account for
services rendered by this practice even if you are insured by a medical aid or
other third party. This agreement does not preclude the practice from taking
all reasonable and practical steps to recover any outstanding amounts. The
practice, as mentioned earlier, reserves the right to charge interest on your
outstanding accounts due from date of service up to maximum interest
allowed for in terms of section 2 of the Prescribed Rate of Interest Act.
It remains your responsibility to inform and update all personal and medical
aid detail information with the practice and that you undertake to keep the
practice regularly informed with regards with any changes on your contact
details, benefits and list of dependants. Please note that the use of someone
else's medical aid card with or without such a person's consent or knowledge
constitutes fraud. This practice will report such instances to the medical aid
concerned to protect the practice from being regarded as a cooperative in
the fraud.
SICK CERTIFICATES
CONFIDENTIALITY
This practice will only provide sick certificates should the specific condition
so warrant. If a diagnosis is provided on the sick certificate, the certificate will
only be handed or faxed to you unless otherwise requested by you in writing.
It remains your discretion to disclose your condition or diagnosis to your
employer. If you or your employer is considering claiming for a disability, you
may be required to disclose the nature and extent of such a disability to your
employer and insurance company.
The Medicines Act 101 of 1965 determines that a pharmacist may substitute
a product that appears on a prescription with a generic equivalent provided
that the substitution contains exactly the same amount of active substances
taken in the same dosage and taken via the same route. No prescription may
be substituted where the doctor indicates "no generic substitution" on your
prescription. This law does not allow for the therapeutic switches i.e.
medicine in which the substances are not equivalent as described above
although it may have the same or similar effect.
The Medicines Control Council (MCC) has issued guidelines on
circumstances under which substitution is not allowed. Should you have any
queries in this regard, please do not hesitate to contact the doctor. Should a
substitution take place at pharmacy level, you are entitled to enquire as to
the nature of such substitution (generic or therapeutic) and may request that
your prescribing doctor be contacted so as to enquire whether it would be in
order to substitute the prescribed medicine.
Should you experience any side effects of any nature, please contact the
doctor immediately and bring along with package(s) and the medication(s)
that you have been taking. Bear in mind that various medicine may interact
with each other and you have the responsibility to inform the doctor of all the
medication you are taking at each consultation or visit.
All information handled by this practice is regarded and treated as strictly
confidential by the doctor and the practice staff. Should you belong to a
medical aid and the medical aid forwards such an account tot the principle
member of the medical aid, confidentiality may be compromised as
legislation compels this practice to provide certain information to the medical
aid on the accounts. Failure to submit the correct codes might lead to claim
incorrect being paid or not paid at all. Regulation 5(f) of the Medical
Schemes Act (published in the Government Gazette No 20556 on October
20th, 1999) states that an account to a medical aid must contain the relevant
diagnosis.
Medical Aid Escalation Processes: Should you have any queries or
complaints, of perceive that you have been misinformed with regard to
your medical aid benefits, the suggested route for these to be lodged is
the following:
1. Medical Scheme 2. Principal Officer 3. Council for Medical
Schemes (CMS) at 012 431 0500 or visit www.medicalschemes.com
This must be submitted as an ICD-10 diagnostic code. It has become
necessary to disclose these ICD-10 codes on prescriptions, referral letters,
requests for special investigations (radiology, pathology, etc.)
In the event that a practice or its administrator approaches this practice with
a request for confidential information and uncertainty exists over the
soundness of the required confidentiality processes that has to be in place,
the doctor will insist to follow the standard operating procedures as
legislated in the Access to Information Act and its equivalent Acts or rules.
Your de-identified information may be used for epidemiological, research or
practice business planning and may be passed on in a de-identified format
to 3rd parties for further processing. For accurate health care planning, it is
important that as much as required information is included in these types of
analyses and that your participation in this regard is highly appreciated.
Please tick the appropriate box(es):
I wish to join the database that will be used to provide me with
practice updates/training/disease education/information services.
I understand the implication and agree to, where appropriate, the
doctor and practice disclosing my ICD-10 diagnosis code(s) under
the conditions described above.
I understand the implications and request that the doctor does not
disclose the specifics of my diagnosis. The doctor are to use ICD-10
code U98.0 (Patient refusing to disclose clinical information)
SIGNATURES
I hereby acknowledge that I have read and understood the above
information prior to having signed and that all information submitted by me is
true and correct. I understand that I am under a continuing obligation to
advise this practice/ practitioner of any changes that may occur after
submission of this contract and acknowledge, by signing this contract, that I
am legally bound by the provisions of the contract. This contract is subject to
the provisions of the National Credit Act and the HPCSA ethical rules.
I understand that this contract constitutes part of terms and conditions under
which professional services will be rendered, in compliance with the
Consumer Protection Act.
Patient / Main Member / Parent / Guardian name
Patient / Main Member / Parent / Guardian ID Number
Patient / Main Member / Parent / Date of Signature
Guardian Signature
List of Dependants covered by this agreement:
(Names) (Date of birth)






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